Latest News and Articles
See below the list of our latest news and articles from our BLOG on the Einsure website:
Get £50 when you switch to Octopus Energy with our referral code
With the rising costs of energy, it’s super important to not only be on the right energy tariff, but to also use a highly recommended energy provider like Octopus Energy. And, by using our link, you can bag yourself £50 in credit.
Plus, once you’ve switched, don’t forget to share your own referral link with friends and family and be rewarded each time with £50 credit, that goes for both parties!
Why choose Octopus Energy?
Whilst Octopus Energy is very new, it has grown to one of the largest energy suppliers in the UK, famed for its fantastic customer service and incentives.
Got an electric car? Then you’ve got a choice of tariffs that allows cheap charging during the not so busy hours and at amazing rates.
Octopus Energy App
Octopus supply an app that can be downloaded from the Apple and Android app stores, this allows you to keep a close eye on your energy usage and previous bills.
It allows you to submit meter readings, take part in savaings sessions and spin the wheel to win bill credit.
Referral Code
By using the referral code, it gives both yourself and Einsure £50 bill credit for switching, business owner? You could get £100 bill credit!
Just use the following code to sign-up to Octopus Energy:
https://share.octopus.energy/straw-snail-434
If you’ve already started the switch, speak to the team and give them the code above and they will add this on retrospectively.
Looking to save money on your Home Insurance?
Don’t forget that thanks to our partnership with QuoteZone, you could save money on your Home Insurance Quotes, the form is super quick to complete and could be well worth your while, please use the button below:
Car Subscriptions vs. Car Leasing
In the dynamic realm of the UK’s automotive landscape, a transformative trend is capturing the attention of forward-thinking business professionals and industry insiders alike.
Picture Sarah, a savvy executive navigating the bustling tech sector, constantly seeking innovative and cost-effective solutions for her transportation requirements. Amidst the backdrop of traditional leasing feeling increasingly rigid, Sarah finds herself drawn to the emerging car subscription services offered by Cocoon Vehicles, promising unparalleled flexibility, simplicity, and a bespoke approach to driving.
This scenario mirrors a broader market shift, where individuals and businesses are reassessing their vehicle acquisition strategies, weighing the advantages of car subscriptions against the conventional leasing model.
The Rise of Car Subscription Services:
Car subscription services are swiftly gaining momentum across the UK, heralding a fresh paradigm in vehicle usage. This innovative model enables customers to access a diverse fleet of vehicles for a monthly fee, encompassing insurance, maintenance, and roadside assistance, all without the protracted commitments associated with traditional leasing agreements. Reports from McKinsey & Company underline the surging consumer interest in subscription models, projecting that by 2025, the global car subscription market could represent nearly 10% of all new vehicle sales in Europe and the US, with the UK market playing a pivotal role in this growth trajectory.
Subscription vs. Leasing: A Comprehensive Evaluation:
Cost Implications:
Cost is a pivotal factor influencing the decision-making process for business professionals when weighing the merits of car subscription versus leasing. While leasing typically entails lower monthly payments owing to the depreciation of the vehicle’s value over the lease term, these apparent savings can be deceptive due to additional expenses at lease-end, such as charges for exceeding mileage limits or wear and tear. Conversely, Cocoon Vehicles’ car subscription services offer a transparent and all-encompassing cost structure, with the monthly fee covering a wide array of services and minimal initial payments. This can be particularly appealing for businesses seeking budgetary predictability and transparency.
Flexibility and Convenience:
Flexibility emerges as a key differentiator between car subscription and leasing arrangements. Traditional leasing contracts often confine customers to fixed terms spanning two to four years, with hefty penalties for premature termination. In contrast, Cocoon Vehicles’ car subscription services empower clients with the freedom to swap vehicles or terminate the service with shorter notice periods, aligning seamlessly with the dynamic demands of contemporary business environments.
Tailored Solutions with Cocoon Vehicles:
Cocoon Vehicles distinguishes itself in the UK’s car subscription market by offering a diverse range of vehicles and subscription plans tailored to meet a myriad of needs and preferences. For consumers seeking optimal car subscription solutions, Cocoon Vehicles delivers a seamless and personalised experience, ensuring clients can reap the benefits of car subscription without the usual hassles associated with vehicle acquisition.
In Conclusion:
As the automotive landscape continues to evolve, the discourse surrounding car subscription versus leasing in the UK assumes greater relevance for discerning business professionals and industry insiders. The choice between these models hinges on various factors, including cost, flexibility, and the unique requirements of the consumer or business. With their promise of convenience, inclusivity, and adaptability, car subscription services offered by Cocoon Vehicles emerge as a compelling alternative to traditional leasing, heralding a potential transformation in how we conceptualise vehicle usage.
As we gaze towards the future, one question looms large: Will the burgeoning preference for flexibility and simplicity propel a majority of UK professionals towards car subscription services, reshaping the automotive industry as we know it?
If you’re intrigued by the prospect of subscribing to a car for your business needs, click the button below to discover the bespoke car subscription solutions offered by Cocoon Vehicles.
Find A Car Lease Service
If subscribing to a car isn’t for you and you like the idea of being committed to the same vehicle for 2/3 years, then click the button below to access the FIND A CAR LEASE service. Enter your requirements and the team will scour. no less than 12 different funders to find you the best price on your next car lease.
Car Subscription Insurance
Not all car subscriptions include insurance as standard, that isn’t a bad thing! By providing your own cover you can use your own no claims discount, you know exactly what cover you require and you can add things on like additional drivers without the additional charges levied by some subscription providers.
Use the link below to get insurance quotes on your next car subscription, it could save you money!
Can I use my No Claims Bonus from a company car?
In the realm of job perks, few offerings rival the allure of a company car. Yet, what unfolds when you bid adieu to the job or no longer require the business-issued vehicle? The transition from company car driver to private vehicle owner can be both exhilarating and daunting, especially when it comes to navigating the intricacies of insurance, notably the coveted No Claims Bonus (NCB).
Understanding the No Claims Bonus (NCB):
In essence, the No Claims Bonus serves as a token of appreciation from insurers for maintaining a claim-free record over a designated period. This reward translates into a reduction or discount on car insurance premiums, serving as a tangible incentive for safe driving practices.
Eligibility for a No Claims Bonus hinges on your claims history, with insurers scrutinising your record to ascertain qualification. The longer you steer clear of claims, the more substantial the discount becomes, with potential savings of up to 60% after five consecutive years of unblemished driving.
Navigating the Transition:
The shift from driving a company car to owning a private vehicle isn’t always a seamless one, particularly concerning insurance coverage. While some insurance providers may require proof of your NCB and claims history, others may offer a smoother transition process.
Fortunately, the years of accrued NCB aren’t forfeited in transit; they can be transferred to a new policy or insurer. However, this process may entail additional steps, especially when transferring NCB acquired from a company car. It’s advisable to clarify the transferability of your NCB with your insurance provider to preempt any unforeseen obstacles.
Dealing with Expiry:
Despite the spectre of expiration looming over No Claims Bonuses, there’s hope for those taking a hiatus from driving. Typically, NCBs expire after two years of inactivity, posing a quandary for individuals transitioning from company car usage.
Transferring your NCB from a company car to a private vehicle warrants meticulous attention. While not all insurers facilitate this transfer, leveraging our service to compare insurance providers can streamline the process. As long as you meet specific criteria, such as being the sole user of the company car, being named on the insurance policy, and furnishing requisite proof, the transfer process of your NCB to your new provider should proceed smoothly.
Unlocking the Full Potential:
Ready to harness the full potential of your No Claims Bonus? Let Bobatoo alleviate the hassle of insurance transitions. With just a tap, you can procure a quick and tailored car insurance quote, leveraging the power of your hard-earned NCB. Don’t let your safe driving history go unrewarded—get your quote today!
Comparing Car Insurance
Thanks to our partnership with QuoteZone, we help you try and find the besr deal on your car insurance nationally or local to Derbyshire, this can help you and potencially your bank balance.
It takes 2 minutes to complete and could save you a wad of cash!
Derbyshire Car Insurance Quotes
Are you a Derbyshire resident on the hunt for the best car insurance deals? Finding the right coverage at an affordable price can be a daunting task, but fear not! With the power of comparison tools and a bit of know-how, you can secure the perfect policy without breaking the bank.
Using Einsure:
One of the most efficient ways to compare car insurance quotes in Derbyshire is through the Einsure website. Powered by Seopa Ltd, this platform boasts the capability to compare over 110 different car insurance providers, ensuring you have access to a wide range of options. Whether you’re in Derby, Chesterfield, or any other corner of Derbyshire, Einsure can help you find the coverage you need at competitive rates.
How it Works:
So, how does it work? Simply visit the Einsure website and enter your details, including your location in Derbyshire and specific coverage requirements. Within moments, you’ll be presented with a list of quotes from various providers, allowing you to easily compare prices and coverage options.
Finding the Best Car Insurance Deals:
But what about finding the cheapest car insurance in Derbyshire? While price is certainly a crucial factor, it’s essential to consider other aspects of a policy, such as coverage limits, deductibles, and customer service reputation. The cheapest option may not always provide the level of protection you require, so be sure to weigh all factors before making a decision.
Keywords and Searches:
To get started, try searching for keywords like “Car Insurance Derby” or “Best car insurance prices in Derbyshire” on the Einsure website. This will narrow down your options to providers who offer coverage in your area, making the comparison process even easier.
Personalisation and Conclusion:
Keep in mind that every driver’s situation is unique, so what works for one person may not necessarily work for another. Take the time to assess your individual needs and priorities when comparing car insurance quotes. Whether you’re a new driver or a seasoned motorist, there’s a policy out there that’s perfect for you.
Compare with Einsure
Finding the right car insurance in Derbyshire doesn’t have to be a hassle. With the help of comparison tools like Einsure and a bit of research, you can secure the coverage you need at a price that fits your budget. So why wait? Start comparing quotes today and hit the road with confidence!
Can I get insurance to release my car from a compound?
Has your vehicle been recently compounded? You may not realise but quite a few traditional car insurance policies do not allow you to collect your vehicle using the provided insurance. Frustrating isn’t it? But our partners at GoShorty have released an insurance product that allows you to collect your car from a compound, taking just 2 minutes to sign-up and get the documents.
What is the purpose of this insurance policy?
The purpose of the Impound Release policy is to allow the owner of the vehicle to collect or recover their car from a Police of local authority impound following it’s seizure.
The insurance policy itself covers the basic requirements required to meet the requirements of a release of a vehicle from the impound, allowing the owner to take it away.
Key Information
- For policyholders between 21 to 70 years old
- 30 day fixed policy duration
- Third party insurance cover only
- Insured Driver Only
- No policy amendments allowed
- No refund in the event of cancellation
- No foreign use allowed
- The insured must be the registered keeper of the vehicle, of if the vehicle is owned by a lease or subscription company they must provide evidence to the impound that theu hold a lease and it is in their name.
Other Benefits
To be accepted for this you must have a valid UK postcode and their is no limit of the current penalty points on a licence, providing that the licence is still valid and registered to the correct address. You must not have a maximum of 10 previous claims over a 5 year period.
Get a Quote
To get a quote for the Impound Release Insurance Scheme click on the relevant buttons on this page, it takes just 2 minutes to get a price.