In an age of rising costs and smart spending, cashback websites have become a go-to tool for savvy shoppers across the UK. Whether you’re booking travel, buying groceries, or shopping online, there are plenty of ways to earn a little something back each time you spend. In this guide, we’ll explore the top cashback platforms, including website-based services like Quidco and TopCashback, app-based options such as Airtime Rewards, and even bank-integrated and points-based alternatives like Revolut and Avios.
What Is a Cashback Site?
A cashback site allows you to earn money back on purchases you make online (and sometimes in-store). Instead of going directly to a retailer, you shop via a cashback platform. The site earns a commission from the retailer for referring you—and then passes a portion of that back to you.
Top UK Cashback Services
Here are three of the best Cashback websites in the UK:
Quidco
One of the UK’s most popular and long-standing cashback sites, Quidco offers thousands of deals across fashion, utilities, insurance, travel, and more.
How it works: Register for free, shop via their website or app, and cashback is tracked and credited once the purchase is confirmed.
In-store cashback: Link your card and earn when spending at participating retailers.
Premium membership: Optional upgrade offers higher cashback rates and exclusive deals.
TopCashback
TopCashback is a close rival to Quidco and often offers slightly higher rates for certain retailers.
Features: Works almost identically to Quidco—via website, app, or browser extension.
Snap & Save: Upload receipts from physical stores to earn cashback even when shopping offline.
Memberships: Choose between a free Classic account or a paid Plus version (which adds cashback bonuses and higher payouts).
AirTime Rewards
This app takes a fresh approach to cashback. By linking your debit or credit card, you automatically earn cashback when shopping with partnered brands—and it’s paid directly toward your mobile bill.
Effortless earning: No need to click through; just spend as normal.
Mobile benefit: Cashback goes toward reducing your phone bill with most major UK networks.
Brands featured: Boots, Greggs, Wilko, Papa John’s, and more.
Cashback from Banks & Cards
Revolut
Revolut, a digital banking app, offers cashback for premium users when they spend using their card—particularly while travelling abroad. Some spending categories and retailers even offer higher rates.
Traditional Banks
A number of high-street banks also offer cashback through your current account:
Santander Edge: 1% cashback on groceries, fuel, and bills.
Barclays Blue Rewards: Cashback on selected household services.
Chase UK: Cashback of 1% on all spending for the first 12 months.
These are ideal for anyone looking to earn automatically without needing to shop via a separate website or app.
Looking to Travel? Try Avios for Points Instead of Cash
The Avios eStore allows you to collect Avios points when you shop with hundreds of well-known retailers. While you don’t earn money back, you build up points that can be used for flights, upgrades, hotel stays, and car hire with partners like British Airways and Iberia.
How it works: Similar to cashback sites—click through the Avios site to your chosen retailer, make a purchase, and points will be added to your Avios account.
Ideal for: Frequent travellers or those looking to offset travel costs.
Tips to Maximise Cashback Earnings
Compare rates: Check both Quidco and TopCashback—rates often differ between them.
Use browser extensions: These will remind you when cashback is available as you browse.
Stack rewards: Pay with a cashback debit/credit card or use linked bank offers alongside cashback sites.
Don’t forget receipts: Use features like Snap & Save to earn cashback on in-store purchases.
Track claims: Occasionally, cashback doesn’t track correctly. Take screenshots and raise a claim if needed.
Quick Cashback Comparison Table
| Cashback Method | Format | Best For | Bonus Feature |
|---|---|---|---|
| Quidco | Website/App | Variety of online retailers | In-store cashback & Premium deals |
| TopCashback | Website/App | High cashback rates | Snap & Save + Plus membership |
| Airtime Rewards | Card-linked App | Everyday spending | Pays off mobile phone bills |
| Revolut | Bank Card/App | Travel and global spending | Cashback with premium tiers |
| Avios eStore | Points System | Flights and holidays | Airmiles through everyday shops |
Final Thoughts
Using cashback services is a smart way to reduce your spending and make your money go further. Whether you prefer websites like Quidco and TopCashback, the effortless style of Airtime Rewards, or points-based programs like Avios, there’s a cashback model to suit nearly everyone.
Here at einsure, we always recommend taking full advantage of these tools—especially when combined with a cashback-friendly credit card or rewards account. You’re spending the money anyway, so why not earn some of it back?
