Latest News and Articles
See below the list of our latest news and articles from our BLOG on the Einsure website:
5 Reasons to Choose a Salary Sacrifice Car Scheme
For Employers and Employees Looking for Smarter, Greener Mobility
In today’s competitive job market, offering smart, cost-effective employee benefits can make a huge difference. One increasingly popular option is the Salary Sacrifice Car Scheme, and Cocoon Vehicles is leading the way with flexible, tax-efficient solutions that work for both businesses and staff.
Whether you’re an employer looking to enhance your benefits package at no cost, or an employee seeking a more affordable way to drive a brand-new vehicle, salary sacrifice could be the perfect solution.
Here are five compelling reasons to consider this scheme – from both perspectives.
Salary Sacrifice Schemes in the UK
1. Significant Savings for Employees – Up to 60%
One of the biggest advantages for employees is the potential for huge savings on a new car. By sacrificing a portion of their gross salary before tax and National Insurance contributions, employees can save between 30–60% on a vehicle lease compared to a personal contract.
And we’re not just talking about base costs – the scheme usually includes:
Maintenance
Servicing
Tyres
Road tax
Breakdown cover
Employees get a fully inclusive package and peace of mind with no hidden costs – all while driving a new, low-emission vehicle.
2. Zero Net Cost to Employers
For employers, the Cocoon Salary Sacrifice Scheme is a no-brainer. Why? Because it’s a net zero cost benefit.
Employers simply administer the scheme through payroll, and any savings from reduced National Insurance contributions can even offset admin costs or be reinvested elsewhere. Plus, it strengthens your employee benefits offering without needing to increase salaries or take on fleet management responsibilities.
You’re effectively offering a tax-efficient benefit that boosts morale and retention – all with minimal risk and no financial outlay.
3. Flexibility to Suit All Needs – Subscriptions or Contracts
Cocoon Vehicles is unique in that it offers flexible car subscriptions as well as traditional 2–4 year salary sacrifice contracts. This allows you to tailor the scheme to suit different employee needs.
Need something short-term or with more freedom? Choose a rolling monthly subscription.
Prefer a longer-term, fixed contract? Opt for a 2, 3 or 4-year lease with all the usual benefits.
This makes the scheme suitable for businesses of all sizes, including those with employees on fixed-term contracts, probationary periods, or hybrid work models.
4. Enhances Green Credentials and Supports Net Zero Goals
Most salary sacrifice schemes focus on ULEVs (Ultra Low Emission Vehicles) and EVs (Electric Vehicles), meaning you’re encouraging employees to choose eco-friendly, lower-emission cars.
Not only does this support the UK’s wider environmental targets, but it also contributes to your organisation’s sustainability goals. It’s a positive, progressive move that aligns with CSR (Corporate Social Responsibility) values and shows your commitment to a cleaner, greener future.
Plus, many employees are eager to switch to EVs but find the cost prohibitive. Salary sacrifice makes it more affordable to go electric.
5. Attractive Employee Benefit That Helps with Recruitment and Retention
In a competitive job market, it’s more important than ever to stand out as an employer. Offering a salary sacrifice car scheme adds real value to your benefits package and can:
Attract top talent
Improve employee satisfaction
Increase long-term retention
When employees feel supported with affordable and desirable benefits, they’re more likely to stay with your business, reducing recruitment costs and staff turnover.
It’s also a benefit that speaks to a broad audience – from recent graduates to senior execs – and can be scaled across the company.
Final Thoughts
The Cocoon Vehicles Salary Sacrifice Scheme offers a win-win for both employers and employees. With zero net cost to businesses and huge tax savings for staff, it’s a powerful benefit that enhances wellbeing, supports sustainability, and modernises your mobility strategy.
Whether you opt for a flexible car subscription or a 3- to 4-year lease, Cocoon provides a streamlined, hassle-free solution that’s easy to implement and manage.
Ready to drive smarter?
Visit salarysacrifice.cocoonvehicles.co.uk and find out how you can unlock the benefits of salary sacrifice for your business or career today.
Expat Car Leasing and Subscriptions in the UK: A Smart Guide for Overseas Visitors
If you’re moving to the UK as an expat or staying for an extended visit, arranging a vehicle is often one of the first priorities. Whether it’s for commuting, exploring the country, or simply getting around day-to-day, having access to a car can make a world of difference.
However, buying a vehicle outright isn’t always the most practical choice — especially if your stay is temporary. That’s where car leasing and subscription services come into play. For expats and overseas visitors, these options provide convenient, flexible, and hassle-free alternatives to car ownership.
In this guide, we’ll explain how leasing works for expats, highlight the benefits of car subscription services, and show you how Einsure can help you compare the best car insurance policies for your chosen vehicle.
Why Leasing or Subscribing Makes Sense for Expats
Traditional car leasing in the UK often requires a solid UK credit history, a permanent address, and long-term financial commitments. This can be difficult — or even impossible — for new arrivals or those on temporary visas.
Car subscriptions and short-term leases offer a more accessible route. Providers such as Cocoon Vehicles specialise in services tailored to the expat market, removing many of the usual barriers.
What’s the Difference Between a Lease and a Subscription?
Car Leasing generally involves taking a vehicle on a fixed contract, usually between 6 and 36 months. While some providers require a credit check, expat-focused companies like Cocoon Vehicles can offer more flexible terms and accept international documentation.
Car Subscriptions are even more flexible. Typically arranged on a rolling monthly basis, they often include:
- Maintenance & Servicing
- Breakdown Cover
- Road Tax
- Ability To Switch Vehicles
- Manufacturers Warranty
This setup is ideal for expats who are unsure of their plans or need something short-term without the paperwork and upfront costs of buying.
Need a Car for Just a Month?
If you only need a vehicle for a short period — perhaps while you’re settling in, waiting for a permanent vehicle, or visiting for business — a 1-month car lease might be the perfect solution.
Cocoon Vehicles offers true 28-day leasing options that give you the freedom of a car without a long-term commitment. It’s a great middle ground between daily car hire and traditional leasing, especially for new arrivals still getting settled.
How to Choose an Expat-Friendly Provider
When selecting a leasing or subscription provider, look for the following:
- No UK Credit History Required
- Simple Application Service
- Options for Short-Term or Rolling Monthly Contracts
- Transparent Pricing
- Support for Overseas Driving Licences
Cocoon Vehicles ticks all of these boxes and more. Their customer service is geared towards expats and international clients, making the process stress-free from start to finish.
Don’t Forget the Insurance – Einsure Makes It Easy
Once your car is sorted, you’ll need to arrange car insurance before hitting the road. Whether you’ve opted for a subscription or a short-term lease, Einsure.uk helps you compare insurance quotes from multiple trusted UK providers — all in one place.
Our easy-to-use tool allows you to:
- Input your Details and Vehicle Information
- Choose the level of cover required
- Instantly compare prices across a range of car insurers
- Filter by features, excess level and more
You can tailor your quote to suit your exact circumstances — including short-term stays and expat profiles — ensuring you get the right level of cover at the best price.
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Always provide accurate details, such as how long you plan to stay in the UK, your driving history, and where the car will be kept. Incorrect information could invalidate your policy or delay any claims.
Final Thoughts
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As an expat in the UK, getting mobile doesn’t have to be complicated. Leasing and car subscription services offer a simple, flexible way to get behind the wheel — without the stress of ownership or credit checks.
Whether you’re staying for a few months or just a single month, companies like Cocoon Vehicles are there to make the process easy. And when it comes to insurance, Einsure.uk is the perfect partner to help you find the right policy quickly and affordably.
Sort your car. Compare your insurance. Then enjoy the journey ahead.
Top 3 Tips to Save Money on Your Car Insurance Policy
Car insurance is one of those necessary expenses that every driver must factor in, but that doesn’t mean you have to pay over the odds for it. With a bit of smart thinking and the right tools, you could save a significant amount on your premium each year.
Here are the top 3 tried-and-tested tips to save money on your car insurance policy, including insights inspired by MoneySavingExpert and how sites like Einsure can do the hard work for you.
1. Always Shop Around – Loyalty Rarely Pays
One of the biggest myths in the insurance world is that staying loyal to your current provider will reward you with better rates. In reality, loyalty often leads to higher premiums. As Martin Lewis from MoneySavingExpert regularly advises, shopping around before renewal is one of the easiest ways to cut costs.
Don’t accept your renewal quote without question. Use a comparison site like Einsure.uk to view prices from a wide range of insurers in just a few minutes. You’ll often find that the same provider offers a cheaper deal to new customers via comparison tools than they do through a direct renewal.
Top Tip
The best time to compare quotes is around 23 to 26 days before your policy renews – this is when insurers tend to offer the most competitive prices, according to MoneySavingExpert.
2. Adjust Your Excess and Avoid Unnecessary Extras
Tweaking your voluntary excess (the amount you agree to pay in the event of a claim) can help reduce your premium. Generally, the higher your excess, the lower your premium — just make sure it’s an amount you can realistically afford to pay if you do need to make a claim.
Also, review your policy extras. Some add-ons like breakdown cover, courtesy cars, or legal protection might already be covered elsewhere (for example, through a bank account or roadside assistance membership). Only pay for what you actually need.
When using Einsure’s comparison system, you can easily adjust these options to find the right balance between cost and cover.
3. Make Sure Your Details Are 100% Accurate
When applying for car insurance, accuracy is crucial. Providing incorrect or incomplete information can not only lead to higher premiums, but may also invalidate your policy in the event of a claim.
Some key areas to double-check:
Your annual mileage – Overestimating can bump up your premium unnecessarily.
Where your car is kept overnight – A garage is usually cheaper than on-street parking.
Your job title – Some roles are considered higher risk than others, even if the duties are similar. Tools like the MoneySavingExpert Job Picker can help you see which variation of your title might reduce your premium.
With Einsure.uk, the process is simple and intuitive. You’ll be guided through each step of the quote process, with clear explanations to help you enter the right info and avoid mistakes that could cost you.
Einsure – Helping You Compare, Save, and Drive with Confidence
At Einsure, we make it easy to compare car insurance quotes from leading UK providers in minutes. Whether you’re looking to cut costs, improve cover, or simply ensure you’re not overpaying, our platform puts you in control.
You’ll see side-by-side comparisons, access exclusive deals, and be able to tweak your policy details in real time to see how they affect your premium. It’s car insurance made simple — and sensible.
Final Thoughts
Saving money on your car insurance doesn’t require a huge effort — just a bit of know-how and the right tools. Shop around, fine-tune your policy, and always be accurate with your details. Sites like MoneySavingExpert offer great guidance, but when it comes to actually finding and comparing quotes, Einsure.uk is the place to start.
Why pay more than you need to? Let Einsure help you find a better deal today.
Top 5 Tips for Caring for Your Tyres in Summer
As the temperatures start to rise, so does the importance of keeping your vehicle in top condition — and your tyres are no exception. Whether you’re planning a staycation in Derbyshire, a long motorway drive, or just more frequent outings in the sun, summer driving puts unique demands on your tyres.
To help you stay safe, legal, and road-trip ready, here are five essential tips for caring for your tyres in summer.
1. Take Advantage of Free Tyre Health Checks
Many local tyre fitters across Derbyshire offer free tyre health checks — and they’re well worth making use of. These checks often include inspections for tread depth, sidewall damage, and general wear and tear, giving you peace of mind before setting off on any long journeys.
Tyre specialists can also spot potential issues you may not notice yourself, such as uneven wear caused by poor wheel alignment or underinflation. Regular checks like these can help extend the life of your tyres and improve your car’s safety and fuel efficiency.
2. Check and Adjust Tyre Pressures Regularly
Warmer temperatures can affect tyre pressure, which in turn impacts how your car handles and brakes. Underinflated tyres are especially dangerous in summer, as the added heat and road friction can increase the risk of a blowout.
Always check your tyre pressures when the tyres are cold, and especially before long drives or when carrying extra passengers or luggage — such as during summer holidays. Most cars have recommended pressure levels listed in the owner’s manual or on a sticker inside the driver’s door. Many petrol stations and garages in Derbyshire offer free or low-cost pressure checks and air.
3. Inspect Tyre Tread Depth
In the UK, the legal minimum tread depth is 1.6mm across the central three-quarters of the tyre, but it’s a good idea to replace tyres before they reach this limit — especially during summer months when sudden rain can make roads dangerously slippery.
Use the 20p test: insert a 20p coin into the main tread grooves. If you can see the outer rim of the coin, your tread is likely too low. Good tread depth helps maintain grip, especially in wet conditions after a hot spell when roads become greasy.
4. Avoid Overloading Your Car
Summer often means road trips, camping gear, suitcases, or even towing a trailer or caravan. But overloading your car can put excessive strain on your tyres, leading to premature wear or even a blowout.
Always check your vehicle’s weight limits and ensure your tyres are inflated accordingly. Remember, your insurance could also be affected if you’re found to be driving with an overloaded vehicle in the event of a claim.
5. Keep an Eye Out for Cracks or Bulges
Hot tarmac and long drives can increase wear on your tyres. Summer heat may accelerate cracking in the sidewalls or worsen existing damage. Bulges, meanwhile, often indicate internal damage to the tyre’s structure and should never be ignored.
If you spot any of these signs, get your tyres inspected or replaced as soon as possible. A small problem can quickly become a big one at motorway speeds.
Don’t Forget Your Insurance – Einsure Makes It Easy
While looking after your tyres is essential for road safety, it’s equally important to ensure your car insurance is up to date and offers the right level of cover. At Einsure.uk, you can compare car insurance quotes from a range of leading UK providers, helping you find the best deal for your needs and budget.
Our simple comparison tool lets you filter by cover type, excess level, and more — so whether you’re driving to the Peak District or commuting daily in Derby, you’ll have confidence that you’re properly protected.
Conclusion
In summary, caring for your tyres in summer is all about being proactive: check your pressures, inspect your tread, take advantage of free local checks, and make sure your insurance is working just as hard as your car is. For peace of mind on the roads, regular maintenance paired with the right policy from Einsure is a winning combination.
Finding Car Insurance in Derby: 7 Reasons to Use a Comparison System
When you’re on the hunt for affordable car insurance in Derby, Einsure is your go-to resource. We understand how confusing and time-consuming it can be to find a policy that fits your budget and meets your needs. By using Einsure’s comparison system, you can streamline the entire process, secure the best deals, and ensure that your car insurance is both affordable and reliable. Here are seven key reasons why using Einsure’s comparison tool is the best choice for Derby drivers.
1. Comprehensive Comparison for Cost Savings
Einsure’s comparison system scans multiple insurance providers, saving you time and potentially hundreds of pounds. Instead of visiting each provider individually, Einsure lets you compare dozens of options at once. This ensures that you get the most affordable car insurance available in Derby without sacrificing essential coverage. With all the options laid out in one place, you can easily find a policy that fits your budget.
2. Customised Quotes Tailored to Your Needs
At Einsure, we understand that every driver is unique. By entering your details into our system, we’ll tailor your quote to reflect your specific requirements and driving profile. Whether you’re a new driver, have a no-claims discount, or drive infrequently, Einsure’s comparison tool allows you to adjust the details and find a policy that works best for you.
3. Access to Exclusive Deals and Discounts
When you use Einsure’s comparison system, you gain access to exclusive deals and discounts that may not be available elsewhere. Many insurance providers offer special rates through comparison sites, allowing you to benefit from price reductions and unique offers. These exclusive savings can make a significant difference in finding the cheapest car insurance in Derby.
4. Save Time by Comparing in Minutes
The Einsure comparison system is fast and easy to use, letting you compare policies within minutes. With just a few clicks, you’ll have a clear view of what different insurance providers are offering, saving you from hours of research and phone calls. This means you can secure affordable car insurance quickly and get back to focusing on what matters most.
5. Importance of Accurate Information
When using Einsure’s comparison tool, it is crucial to enter accurate information. This ensures that you receive the correct quote, and more importantly, prevents issues with your insurance later. Providing incorrect information could lead to a policy being invalidated or a claim being denied. For example, if you understate your annual mileage or fail to disclose any driving convictions, you might end up paying more in the long run. Einsure makes it easy to double-check your details, helping you avoid costly mistakes.
6. Transparent Policy Details
Einsure goes beyond simple cost comparisons, providing clear information on policy details, including coverage limits, excess amounts, and optional add-ons. This transparency helps you make an informed decision, ensuring that you choose a policy with the right level of cover for your needs. When you know exactly what you’re paying for, you can avoid unexpected surprises down the line.
7. Ongoing Support and Guidance
Choosing an insurance policy is just the beginning. Einsure offers ongoing support to ensure that you continue to get the best deal each year. Our system allows you to set up reminders for when your policy is due for renewal, helping you stay on top of your insurance and avoid unexpected premium hikes. By using Einsure’s comparison system, you can take control of your car insurance and feel confident that you’re always getting the best value.
Top Tips for Finding Car Insurance in Derby with Einsure
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Shop Around Regularly: Even if you already have car insurance, it pays to check for new quotes every year. Einsure can help you find a better deal at renewal time, potentially saving you money.
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Provide Accurate Information: To avoid any issues, always ensure the details you provide are up-to-date and accurate. Double-check your information before submitting your quote request.
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Consider Voluntary Excess: Opting for a higher voluntary excess can sometimes lower your premium, but make sure you can afford to pay it in the event of a claim.
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Look for Discounts: Many insurers offer discounts for factors such as safe driving or having multiple policies. Check Einsure for these offers and make the most of them.
Using Einsure to find cheap car insurance in Derby is a smart choice for savvy drivers looking to save. With our easy-to-use comparison system, you can be confident that you’re getting the best deal possible, tailored specifically for you. Just remember to provide accurate information to ensure you get a valid quote and enjoy worry-free driving.